Pilates Method Alliance (PMA) Endorsed Professional Liability Insurance
Insurance for Pilates Method Alliance (PMA®) Professionals
By attaining membership or certification through the Pilates Method Alliance, you’ve enhanced your professional credentials and you are doing your part to strengthen and preserve the hard work of the Pilates community.
To help you further develop your career, PMA has made available exceptional Pilates instructor insurance for its members, offered through Lockton Affinity. This Pilates Method Alliance-endorsed Professional Liability Insurance provides the essential coverage that Pilates Instructors, Pilates Trainers and even Pilates students need at specially negotiated rates just for PMA members.
As you interact closely with your Pilates clients in an instructional environment—even if you’re a student training to become a Pilates Instructor—it’s essential to protect yourself from any accusations that could be made against you.
A claim against the instruction you provided, or an accusation of sexual harassment, can take valuable time away from work and can cost thousands of dollars to defend—even if you’re found innocent. A Pilates instructor insurance policy in your name allows you to choose the amount of insurance coverage you need—up to $3,000,000 per year—and saves you the risk of becoming uninsured from claims arising from previous employment.
While some fitness studios or health clubs may provide Pilates instructor insurance coverage for employees, it likely won’t offer enough protection for you personally if you are faced with defending yourself against a claim.
This Pilates instructor insurance is available for full-time or part-time, employed or self-employed instructors and students of Pilates. With Professional Liability Insurance offered through Pilates Method Alliance, you’re making the smart decision to protect yourself and preserve your career in Pilates.
Studio Insurance vs. Professional Liability Insurance
While Studio Insurance and Professional Liability Insurance are two separate insurance policies, both are critical to the protection of your business and career.
Studio Insurance, or a Business Owners Policy, includes three types of coverage to meet the insurance needs of your business, including:
• Property Insurance – covers your building and its contents, including exercise equipment.
• General Liability Insurance – protects your business from third party claims alleging damages for incidents such as bodily injury, personal injury or property damage.
• Business Interruption Insurance – covers the loss of income due to unexpected damages.
Professional Liability Insurance covers the cost of certain legal fees that you may face as a result of claims brought against you for the services you provided. For example, if a student gets hurt in your class, they may claim you were negligent in providing the proper guidance during the class. Professional Liability Insurance helps ease the financial burden of defending yourself in a lawsuit.
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Lorilee Levy, PMA Membership ManagerPilates Method Alliance (PMA)
Great upgrade! Just a note to our subscribers, the quoted price is before the $29.00 administration fee. Individual Members of the PMA pay $159.00, PMA Certified Pilates Teachers pay $139.00 and student members pay $47. Email me if you have questions: email@example.com Thanks! :-)