Affordable Rates for Fitness Industry Professional Liability Insurance Coverage

Affordable Rates for Fitness Industry Professional Liability Insurance Coverage

Affordable rates

Professional Liability Insurance annual rates for fitness and athletic professionals starting as low as:

$18
Students

 
 

$127
Employed

(with no ownership in the business)

$241
Self-employed

 
 

What's covered

  • Damages and claims expenses, including attorney fees and court costs, if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
  • Loss of earnings up to $500 per day due to your attendance at a trial, hearing, mediation meetings or arbitration proceedings
  • Medical expenses arising from bodily injury as a result of a covered accident
  • Fire and water damage legal liability
  • Host liquor liability at functions incidental to your professional services
  • Up to $500 per accident for the property of others in your care, custody or control
  • Personal Injury and Advertising Liability
  • Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license. You’re covered up to $5,000 per matter, subject to a $10,000 maximum during any one policy period
  • $2,500 in claims expenses resulting from all claims due to sexual molestation or abuse, subject to your deductible
Evidence of insurance at no additional charge
There is no additional charge for issuing Certificates of Insurance as evidence to others that you are insured.

Discounts available
Do you belong to a fitness association? As a member, you may be eligible for a discounted rate and special benefits.
PLEASE NOTE: This is only a partial description of the coverage. Coverage is subject to all of the terms, conditions and exclusions contained in the Master Policy. If any conflict exists between these highlights and the policy, the policy will govern. For complete coverage descriptions, including exclusions, please refer to the policy itself.
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